USD to PLN exchange rate
1 USD = 3.7983 PLN at the official ECB reference rate for 2026-07-23,up 4.1% over the past year.
By Joey van Diest, founder and editorUpdated
ECB reference rates for 2026-07-23, via Frankfurter. Indicative only; banks and brokers add a spread.
- 52-week high
- 3.8039
- 52-week low
- 3.5099
- 1-year change
- +4.1%
The rate above is the European Central Bank's daily reference rate, the official yardstick used in contracts and accounting, not a tradable tourist rate. Whatever provider you use will apply a spread on top, so treat this as the fair midpoint to compare offers against: the further a quoted rate is from it, the more you are paying in hidden margin.
Over the last year USD/PLN has ranged from 3.5099 to 3.8039, a spread of8.4% - worth remembering when timing a large transfer, because day-to-day noise within that range routinely dwarfs the fee differences between providers.
Method and limitations
The chart plots one ECB reference rate per business day for the past year; the converter uses the latest table. Cross rates are derived through the euro. Rates refresh once per ECB business day, so weekends and holidays hold the previous value, and real transactions will differ by your provider's spread.
Data sources
- European Central Bank reference rates via Frankfurter — daily series through 2026-07-23
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For general information and education only. This is not financial advice and not a recommendation to buy or sell anything. Trading and investing carry risk, including the risk of losing more than your initial outlay. Always verify figures against your broker or the original source before acting on them.
Spotted an error? Email[email protected]and it will be corrected. Maintained byJoey van Diest.